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Filing Chapter 7: Retaining A Qualified Attorney
By Andrea Jordan-Hughes
When you have to file Chapter 7, you have to find a qualified attorney to help you. Although you can try to file on your own, it is safer and much more productive if you hire a professional to handle this process for you. Why is it important? How do you know who the right attorney for the job is? There are several considerations you must think about prior to walking into a court of law and declaring that you are bankrupt.
Why An Attorney?
While in most areas you can handle your filing of Chapter 7 bankruptcy on your own, it is vital to consider why hiring a new attorney would be a better choice. First of all, the laws regarding this filing have changed. They are quite strict about filing deadlines and various pieces of paperwork that must be submitted. This was put into place to stop people from abusing this process. Nevertheless, if you try to handle your bankruptcy yourself, and your creditors fight you on doing so, you may not have the knowledge and expertise to make sure that your debt is discharged. You may lose extra assets or you may have the entire thing rejected by the court. For that reason, hire a qualified attorney.
What To Consider In An Attorney
There are several qualifications to look for in an attorney.
• Hire someone that is skilled at bankruptcy law, not a general attorney that may not know the intricacies of the new bankruptcy laws.
• Hire someone that you know or you can trust. If you don’t know an attorney, meet with several and talk about your case. Does your attorney make time for you? Does he answer your questions? Does he seem rushed? Trust your instincts.
• Find someone that offers a fair price for doing this work. Most will require payment upfront and will not proceed with the filing until payment is made. Some off no cost financing on this service, too.
• Research the attorney. You can learn more about them by looking for information on the web about them, by talking to fellow clients in the



waiting room and by checking out his law firm at the Better Business Bureau.
The process of filing Chapter 7 is not simple, nor is it something that is going to take just a few hours of work. You’ll need someone that knows that they are doing by your side to make sure that the process goes as smoothly as possible. For some credit repair information, please visit www.recover-from-bankruptcy.com/creditsecretsbible.html
Please see www.recover-from-bankruptcy.com and www.total-bankruptcy-resources.com for further information.

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